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Term Life Insurance

Term Life Insurance is insurance that will pay a cash sum in death benefits to a designated beneficiary if the insured dies during the defined term of coverage. If the term of the insurance coverage ends before the insured died, there will be no payments. However, you could extend the insurance for a higher premium. The benefits of Term Life as opposed to Whole Life is that the premiums are usually cheaper.

Many people don’t know that you can sit down with an insurance agent and talk through your needs at no charge—and no obligation. If this all sounds overwhelming, why not reach out for professional advice? Our concierge service center offers this service at no cost.

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